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Terms and Conditions for Pensions Digital Academy

Welcome to Pension Digital Academy. These Terms and Conditions govern your use of our website and services. By accessing or using Pension Digital Academy’s platform, you agree to comply with these terms. If you do not agree, please do not use our website or services.




1. Acceptance of Terms


By using our services, you agree to be bound by these Terms and Conditions. Pension Digital Academy reserves the right to update or change these terms at any time. All modifications will be posted on this page, with the revised date clearly indicated.




2. Services Provided


Pension Digital Academy offers online educational services, including self-paced courses, training programs, webinars, and downloadable resources focused on pensions, retirement planning, and financial literacy. These services are governed by the terms outlined here.




3. User Account Registration


To access specific features, you may be required to create an account. You agree to provide accurate and complete information during registration and to keep your account information secure.

You are fully responsible for all activities conducted under your account. If you suspect unauthorized access, notify us immediately at support@pensionsdigitalacademy.com.




4. Course Access and Usage


Once enrolled, you are granted a limited, non-exclusive, non-transferable license to use course materials for your personal, non-commercial learning.


You agree not to:

Copy, share, or redistribute any course content without written permission.

Share your login credentials with anyone.

Use course materials for commercial or public purposes.




5. Payment and Refund Policy


Some services or courses may require payment. All payments must be made in accordance with the instructions provided at the point of registration or checkout.


Refunds will be reviewed on a case-by-case basis in line with our Refund Policy, available on the website. Pension Digital Academy reserves the right to adjust pricing without prior notice.




6. Intellectual Property Rights


All content provided by Pension Digital Academy—including text, videos, graphics, logos, and training materials—is the intellectual property of Pension Digital Academy or its partners.

You may not reuse, copy, or distribute any content without prior written authorization.




7. Privacy and Data Protection


We respect your privacy. Our data collection and handling practices are detailed in our Privacy Policy. By using our platform, you consent to the collection and use of your information as outlined therein.




8. User-Generated Content


If you post content (e.g., feedback, discussion forum posts, testimonials) on our platform, you grant Pension Digital Academy a non-exclusive, royalty-free, global license to use, display, and distribute it.

You agree not to submit unlawful, defamatory, offensive, or infringing content.




9. Account Suspension or Termination


We reserve the right to suspend or terminate your account if you violate these Terms, misuse our services, or engage in harmful behavior toward other users or the platform.

You may also request account termination by contacting our support team.




10. Limitation of Liability


Pension Digital Academy is not liable for any direct or indirect damages, losses, or disruptions resulting from the use or inability to use our platform or services, including system errors, content inaccuracies, or unauthorized access.




11. Amendments to Terms


These Terms and Conditions may be updated from time to time. The most current version will always be available on this page. Continued use of our services after updates constitutes your acceptance of the revised terms.




12. Governing Law


These Terms and Conditions are governed by the laws of the Federal Republic of Nigeria. Any legal disputes will be resolved within the appropriate Nigerian jurisdiction.




13. Contact Information


For questions, feedback, or support, please contact us:


Email: support@pensionsdigitalacademy.com

Phone: 0806 715 3900

Address: Sultan Abubakar Way, Wuse 904101, Abuja, 
Federal Capital Territory

GDPR

When you visit any of our websites, it may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your preferences or your device and is mostly used to make the site work as you expect it to. The information does not usually directly identify you, but it can give you a more personalized web experience. Because we respect your right to privacy, you can choose not to allow some types of cookies. Click on the different category headings to find out more and manage your preferences. Please note, that blocking some types of cookies may impact your experience of the site and the services we are able to offer.